Investment Property/Dwelling Fire Insurance Policy

Dwelling fire insurance is designed to cover residences you own but do not live in; it is also referred to as rental properties insurance. Typically, insurance protection is needed for the building but not for its contents. A dwelling fire insurance policy will offer coverage as follows:

• Dwelling.
• Personal property, which could include large appliances owned by you.
• Other structures, including detached garages or sheds.
• Fair rental value, which reimburses you for loss of rent while the dwelling is being repaired due to a covered loss in the event the home is uninhabitable.
• Personal Liability coverage for accidental injury to others or damage to the property of others due to your negligence.

Let our qualified agents help identify events which pose a financial risk to you or your family and develop an insurance plan for your specific needs.