Similar to personal liability, but adapted to cover liability exposures peculiar to farming, such as damage cause by grazing animals, farm employees engaged in farm business, and the sale of farm products.
Farmowners Policy
A package policy designed for family owned farms, and patterned after a homeowner's policy. Coverage includes farm dwellings, their contents, barns, stables, and other farm sructures.
Farmowners Personal Liability
A personal liability endorsement covering a farmer's liabilty arising out of a collision between covered animals and a motor vehicle not owned by the insured or an employee of the insured on a public highway. Coverage under this endorsement does not extend to animals being transported.