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Sutton(Kwiatowski), Tracy

Agency Producer

Department: Sales
Location: Owings Mills
Direct Line: 410-753-1928
Phone: 410-753-1900

Professional Experience


Tracy began her career in 1995 as a captive agent for Nationwide, & then Erie. In 2002 she decided to work for her clients, not an insurance company, so she became and independent insurance broker with Insurance Incorporated.  Her areas of expertise range from personal auto, real estate developers/property owners, fine dining restaurants, franchises and just about every other business imaginable over the past 13 years.  Tracy often conducts seminars for women business owners, contractors and the real estate industry to educate others on the ever changing insurance industry.  She is committed to designing the most comprehensive policy at the best price possibleContact Tracy to see how you can benefit from her experience and dedication.

Tracy is a licensed Property, Casualty, Flood, Long Term Care, Life & Health insurance agent.  She also has her WBE (Woman's Business Enterprise) Certification  for Baltimore City & a MBE/DBE (Minority Business Enterprise) Certification for the State of MD/MDOT.


Professional associations:1997~present: Business Network International, where she has served as President, Vice President, Secretary/Treasure & Membership committee; 2005~Present: co-founder & member of the Tuesday Girls; 2008~present: Member of the International Council of Shopping Centers

Community Involvement

2000-Present: Make-A-Wish, Wish Granter; 2002-Present: Baltimore School for the Arts Stage One committee member; 2007-Present: Living Classrooms Maritime Magic, Food & Wine committee chair; 2008-Present: Jonathan Ogden foundation fundraising committee member; 2009-Present: Contemporary Museum of Art special events committee member; 2009-Present: Founding member of the New Group, Contemporary Museum of Art & Fells Point Community Association


2010: Named a Rising Star honoree for Living Classrooms Foundation; 2010: Speaker for the National Association of Catering Executives National Convention 

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